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                                                              Notes of BCT Premier Pooled ORSO Retirement Plan

                                                              • You should consider your own risk tolerance level and financial circumstances before making any investment choices. When, in your selection of funds, you are in doubt as to whether a certain fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and / or professional advice and choose the fund(s) most suitable for you taking into account your circumstances.
                                                              • Your investment decision should not be based on the information shown on this website alone. Please read the Explanatory Memorandum for further details, including the risk factors.
                                                              • BCT ORSO Guaranteed Fund under the Plan invests directly into the China Life - Deposit Administration Guarantee Fund Policy issued by China Life. China Life is the guarantor of the policy. Your investments in BCT ORSO Guaranteed Fund, if any, are therefore subject to the credit risks of China Life. Please refer to part IV of the Explanatory Memorandum for details of the guarantee features and guarantee conditions.

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