BCT MPF/ORSO

Employer

Member
Individual ORSO Schemes

Employer

Member
Channel Partners

Brokers

Agents

中文

BCT Group Receives "Best SME's Partner Award" for 5 consecutive years

BCT Group received the "Best SME's Partner Award" from the Hong Kong General Chamber of Small and Medium Business ("HKGCSMB") for the 5th year running. This award once again underlines the Group's strong emphasis on product innovation, quality customer service and professionalism in supporting small and medium enterprises (SMEs) to fulfil their MPF obligations.

BCT is one of the two MPF providers offering industry scheme for the catering and construction sectors, serving a large number of SMEs.

Looking forward, BCT will pursue further excellence to grow with both employers and employees. It pledges to continue to be the best partner of SMEs.

Personal Account

Regular Employee

Self-employed Person (SEP)

Casual Employee

A “personal account” is an MPF account held under your own name that serves to retain accrued MPF assets derived from your former employments.

Just a few steps to join us:

Download and Read

BCT (MPF) Pro Choice Information Kit

Please download the complete Information Kits and read our Offering Documents before enroll.

Complete the forms

Complete the below forms 1 and, 2 or 3:

1. Application Form - Personal Account Member [AP(PM)-MT]
2. Request for Fund Transfer [RFT(MEM)]
3. Employee Choice Arrangement Form [MPF(S)-P(P)]

Submission

Submit the completed form to BCT together with a copy of your HKID Card / Passport to BCT

A “regular employee account” is an MPF account of which the primarily mandatory contributions and any voluntary contributions are paid in respect of any current employment of a member of an MPF scheme.

Just a few steps to join us:

Receive Form

You will receive an enrolment form from your employer.
You may also download the complete BCT (MPF) Pro Choice Information Kits - Regular Employee and read our Offering Documents before enroll.

Selection

The investment choice you make should be based on your individual circumstances.

Complete

Complete the Member Enrolment form.

Upon completion of your enrolment, you will receive:

Notice of Participation;
A Personal Identification Number (PIN), which give you direct access to BCT’s interactive voice response system (IVRS), online account and mobile application services

A self-employed person ("SEP") is a person who earns income from the production of or trade in goods or services in a capacity other than an employee. If you are a sole-proprietor of or partner in a business, you are regarded as an SEP under the MPF System. If you are an SEP at least 18 but under 65 years of age, you have the legal obligation to enroll yourself into an MPF scheme.

Learn more about the definition of SEPSelf-Employed Person

For enrolment, please download the complete BCT (MPF) Pro Choice Information Kits – Self-employed Person, and read our Offering Documents before enroll.

A “causal employee account” is an MPF account of which the primarily mandatory contributions are paid in respect of any person who works in the construction industry or the catering industry on a day-to-day basis, or for a fixed period of less than 60 days.

Just a few steps to join us:

Receive Form

You will receive an Enrolment Form from your employer, or you may download it here.

Submission

Submit the completed enrolment form to BCT with a copy of your HKID Card / Passport

Once BCT receives your Enrolment Form, we will send you the following:

Notice of Participation;
A Casual Employee Card; and
A PIN to access BCT's IVRS and online account services

For enrollment, please download the form here.

Download and Read

Complete the forms

Submission

Receive Form

Selection

Complete

Upon completion of your enrolment, you will receive:

Receive Form

Submission

Once BCT receives your Enrolment Form, we will send you the following:

Service Hour