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                                                              What options do I have when changing jobs and shall I transfer my MPF at the same time?

                                                              You can
                                                              • Retain your accrued benefits in the personal account under BCT; or
                                                              • Transfer your accrued benefits to another MPF scheme; or
                                                              • Transfer your accrued benefits to your new employer's MPF scheme

                                                              If you opt to retain the benefits in a personal account under BCT, you can submit a Transfer Form [RFT(MEM)] to us by fax or by post. If we haven't received any instruction from you, we will automatically transfer your MPF assets to the personal account of the original scheme after 3 months upon receipt of the Termination Notice issued by your previous employer, so you can manage your MPF at ease.

                                                              If you currently hold multiple personal accounts, you may consider consolidating them. You may submit the consolidation request by:
                                                              • Online platform: MPF eChannel; or
                                                              • Contact our MPF Experts at 2298 9888 (Office hours: Monday to Friday from 9:00am to 6:00pm, except public holidays); or
                                                              • Complete the transfer form[RFT(MEM)] and submit to us by fax or by post.

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