Self-employed Person

The contributions will be debited directly from the employer’s “Designated Banks” account upon verification of the remittance statement by Bank Consortium Trust Company Limited.

Self-employed persons may also make contributions through DDA and the contributions will be debited directly from their personal bank accounts. When the DDA service becomes effective, the contributions will be debited directly from the “Designated Banks” accounts on the contribution day. The service is applicable to monthly or yearly contributions. The default debit date is the last day of each contribution period.

Please make contributions through other channels or methods before the DDA is set up.

Please consult your bank for the applicable charges.

Send the remittance statement to Bank Consortium Trust Company Limited or “Designated Banks” on or before the contribution day.

You may make contributions through internet banking services. Please select “Insurance or Pension Services” from the merchant list and select “BCT (MPF) Pro Choice” or “BCT (MPF) Industry Choice”.

Please consult your bank for the scope of services.

On or before the contribution day. Please consult your bank for the cutoff time.

You may make contributions through PPS: Please call 18011, or visit www.ppshk.com

BCT (MPF) Pro Choice: 6289

BCT (MPF) Industry Choice: 6291

On or before the contribution day. Please note the cut-off time of PPS and the processing time (it may take one to two days, excluding Saturdays, Sundays and public holidays).

You may make contributions by cash, cheque or bank transfer at the branch teller counters of “Designated Banks” during the office hours.

Please make a crossed cheque payable to (post-dated cheque will not be accepted):

i) BCT (MPF) Pro Choice: Bank Consortium Trust Company Limited — Client A/C — Master Clearing

ii) BCT (MPF) Industry Choice: Bank Consortium Trust Company Limited — Client A/C — Industry Clearing

Besides, self-employed persons should provide their participating plan numbers at the teller counter of “Designated Banks” branches, while employers should provide the remittance statements at the same time; if a remittance statement is not available, their participating plan numbers.

On or before the contribution day. Please consult “Designated Banks” for the cut-off time.

i) Employers please drop the cheques being attached to remittance statements

ii) Self-employed persons please drop the cheques with participation plan number written into the cheque drop-in box at any branch of “Designated Banks”^◆

Please make a crossed cheque payable to (post-dated cheque will not be accepted):

i) BCT (MPF) Pro Choice: Bank Consortium Trust Company Limited - Client A/C - Master Clearing

ii) BCT (MPF) Industry Choice: Bank Consortium Trust Company Limited - Client A/C - Industry Clearing

^◆ Applicable to Chong Hing Bank, CMB Wing Lung Bank, Fubon Bank, ICBC (Asia), Public Bank and Shanghai Commercial Bank only.

On or before the contribution day. Please consult “Designated Banks”^◆ for the cut-off time.

You may transfer the contributions to the account of BCT (MPF) Pro Choice or BCT (MPF) Industry Choice through internet banking service of “Designated Banks”*.

Please consult “Designated Banks”* for the scope of services

* Applicable to NET Banking of CMB Wing Lung Bank, DS-Direct Services and 328 Business e-Banking of Dah Sing Bank and Internet Banking of Shanghai Commercial Bank  only.

On or before the contribution day. Please consult “Designated Banks” for the cut-off time.

You may send the remittance statements and / or crossed cheques (post-dated cheque will be not accepted) by post to Bank Consortium Trust Company Limited, 18/F Cosco Tower, 183 Queen’s Road Central, Hong Kong.

Please make a crossed cheque payable to:

i) BCT (MPF) Pro Choice: Bank Consortium Trust Company Limited — Client A/C — Master Clearing

ii) BCT (MPF) Industry Choice: Bank Consortium Trust Company Limited — Client A/C — Industry Clearing

Please make sure that there is sufficient time for postage (particularly during seasonal pressure periods) and that the contributions and remittance statements can be received by Bank Consortium Trust Company Limited on or before the contribution day.

The delivery time may vary between the post offices located in different regions.

1. Please send the e-cheque and the remittance statements / contribution files, if applicable, to the designated email account: This email address is being protected from spambots. You need JavaScript enabled to view it. or upload by logging into BCT Employer Website www.bcthk.com.

2. Employers and self-employed persons should provide their participating plan numbers at the field of “remarks” in the e-cheque.

3. Please make a crossed cheque payable to (post-dated cheque will not be accepted):

i) BCT (MPF) Pro Choice: Bank Consortium Trust Company Limited — Client A/C — Master Clearing

ii) BCT (MPF) Industry Choice: Bank Consortium Trust Company Limited — Client A/C — Industry Clearing

On or before the contribution day. (Daily cut-off time: 23:59 (as per BCT system record))

You may deliver the remittance statements and / or crossed cheques in person to Bank Consortium Trust Company Limited, 18/F Cosco Tower, 183 Queen’s Road Central, Hong Kong during the office hours.

Please make a crossed cheque payable to (post-dated cheque will not be accepted):

i) BCT (MPF) Pro Choice: Bank Consortium Trust Company Limited — Client A/C — Master Clearing

ii) BCT (MPF) Industry Choice: Bank Consortium Trust Company Limited — Client A/C — Industry Clearing

Office hours: Monday to Friday 9:00am to 6:00pm (Except public holiday)

On or before the contribution day.

C-Online is an online contribution system specially designed for employers who use calendar month as payroll cycle (cycle starts from the first day of the month and ends on the last day of the month), and can generate and submit remittance statements instantly through BCT Employer Website.

^△ Not applicable to casual employees

Flexi2 is a tailor-made software for employers to manage the employee records, prepare the remittance statements, administer payroll, and prepare pay records and employee tax returns. Employers may also submit contribution data files (FPE File) through BCT Employer Website, and via “Designated Banks”. Please refer to the sections of BCT Employer Website, Internet Banking of “Designated Banks” or consult “Designated Banks” for scope of services in receiving Flexi2 contribution data files.

^△ Not applicable to casual employees

Employer may submit the remittance statements via BCT employer website (files can be in various electronic formats). Please follow the steps below to upload the related file:

Step 1: Go to our website, login to our employer website from “Your Online Account”

Step 2: Upload the related file at “Contribution Data Submission”.

Bank Consortium Trust Company Limited, 18/F Cosco Tower, 183 Queen’s Road Central, Hong Kong.

Employers may submit the remittance statements together with the contributions in cash, cheque or by bank account transfer, at the branch teller counters of the “Designated Banks”

Please consult “Designated Banks” on the cut-off time.

Employers may drop remittance statements with cheque attached in the cheque drop-in boxes^# at the branches of “Designated Banks”^#. Please do not drop remittance statements without cheque attached and other documents into cheque drop-in box.

^# Applicable to Chong Hing Bank, CMB Wing Lung Bank, Fubon Bank, ICBC (Asia), Public Bank and Shanghai Commercial Bank only.

Please consult “Designated Banks”^# for the cut-off time.

Employers may upload the Flexi2 contribution data files through the internet banking services^▲ of the “Designated Banks”^▲

^▲ Applicable to NET Banking of CMB Wing Lung Bank, DS-Direct Services and 328 Business e-Banking of Dah Sing Bank and Internet Banking of Shanghai Commercial Bank only. Please consult the above banks on cut-off time and scope of services.

Employers may submit the remittance statements in person to Bank Consortium Trust Company Limited, 18/F Cosco Tower, 183 Queen’s Road Central, Hong Kong during the office hours.

Office hours: Monday to Friday 9:00am to 6:00pm (Except public holiday)