Retirement Planning
                                                               
                                                               

                                                              BCT Garners “Best MPF Scheme Provider - 20 years” Award with a Special Recognition to MD&CEO Ka Shi Lau

                                                              BCT was named the "Best MPF Scheme Provider - 20 Years" at the Asia Asset Management (AAM)'s 2021 Best of the Best Awards, while our Managing Director and CEO, Ms. Lau Ka Shi, was nominated by AAM's team and external advisors as the first winner of the distinguished Lifetime Achievement Award – MPF, for her commendable and remarkable achievements within the MPF system for the past two decades.

                                                              With corporate governance, sustainability (including ESG) and sense of purpose as the foundation, BCT is committed to serving and creating value for all stakeholders. Having successfully built as a leading provider of MPF/ORSO solutions and best-in-class asset servicing for global investment funds and pensions, we currently help manage over 1.2 million pension accounts for members in Hong Kong and around the world. The awards are a great endorsement and recognition of BCT's achievement in offering top-drawer excellence across all business areas under Ka Shi's leadership.

                                                              To continue strengthening our mark, we will push forward sustainability and digitalization to empower employers' and members' future by fulfilling their needs in pension management and retirement planning now and ahead.

                                                              The Best of the Best Awards, organised by AAM, one of the most reputable trade journals in Asia Pacific, are among the industry's most prestigious awards as only the most outstanding players in the investment and pension management business in the region are recognised. For details, please visit https://www.asiaasset.com/p/37124.


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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
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