Retirement Planning
                                                               
                                                               

                                                              BCT is named Equal Opportunity Employer

                                                              BCT garnered the "Gold Award" in the inaugural Equal Opportunity Employer Recognition Scheme organised by the Equal Opportunities Commission (EOC). Out of 160 companies and organisations that were honoured as Equal Opportunity Employers, we were among the 14 Gold Award winners for our remarkable achievements in gender equality, equality for diverse abilities, family status equality, and racial equality and inclusion at workplace.

                                                              People are an integral part of our sustainability journey. Throughout the years, we have created an inclusive company culture for colleagues to grow with the company and shine, where differences are appreciated and everyone is treated fairly and respectfully.

                                                              Organised by the EOC for the very first time, the Scheme is a major highlight of the Commission's 25th anniversary programme, which aims to raise awareness of the benefits of equal opportunity employment policies and practices, and encourage more employers to adopt these policies. This year, the Scheme received an enthusiastic response, with a total of 420 applications from 192 organisations across a wide spectrum of industries and sectors. For more details of the scheme, please visit:
                                                              https://www.eoc.org.hk/s/eoemployer/en/introduction.html


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                                                              Identify Your Investor Type – Before making any investment decisions, you can complete the risk assessment questionnaire and check your risk tolerance level, according to your retirement goal, income, age and risk appetite.

                                                              "BCT iPortfolio" Provides You with Investment Reference – Upon completing the risk assessment questionnaire, “BCT iPortfolio” will show model portfolios suited to investors of different risk levels, to help you make informed investment decisions.

                                                              Review Portfolio Regularly – Do the risk assessment questionnaire every year, or when you move to a different life stage, and adjust asset allocation as necessary. If you are a BCT member, you can log into your account and save the assessment result. The system will remind you to do the assessment every year automatically. This makes portfolio review and asset allocation more flexible and easier.

                                                              What type of investor are you?
                                                              Any investment involves risk and different investors are able to take on different amounts. Depending on your retirement goals, income, age and investing aggressiveness, you’ll fall into one of the following categories. Choose from the best option below
                                                              Assets and Liabilities
                                                              Net Asset
                                                              (Total asset - Total liability (including mortgage))
                                                              Negative HK$0 to 1 mn More than HK$1 mn to 3 mn More than HK$3 mn to 5 mn More than HK$5 mn to 10 mn More than HK $10 mn
                                                              Saving Ratio
                                                              (Saving amount / Monthly income)
                                                              0% > 0% - 5% > 5% - 10% > 10% - 15% > 15% - 20% > 20%
                                                              Investment Objective
                                                              Investment Experience
                                                              Risk Profiling Questionnaire
                                                              Your Risk Level is
                                                              DOWNLOAD

                                                              Please login to the Member Web / Mobile App immediately to save your current risk assessment result.

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                                                              Interested to know more?
                                                              Want to learn more about the fund that fit your risk level?