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                                                              MPF/ORSO
                                                               
                                                               

                                                              History and Milestones

                                                              The History of BCT

                                                              BCT group comprises BCT Financial Limited (“BCTF”) and Bank Consortium Trust Company Limited (“BCTC”). BCTC was established in 1999 and has been providing services of trustee, custodian, administrating for pension schemes and investment funds. BCTF was established in 2008 and acts as the sponsor and distributor of pension products and also provides client servicing, investment planning services, retirement planning services as well as investor education for its customers.

                                                              Today, BCT Group is a major MPF product provider and one of the largest trust companies in Hong Kong, focusing on the provision of pension (including MPF & ORSO) products and asset servicing solutions. As of Dec 2017, we provide services for over 1.1 million member accounts with asset under administration reaching HK$160 billion. Below are the key milestones of our growth journey:

                                                              2020-1

                                                              BCT presented "BCT Alliance . MPF Game", the first-ever online simulation game in the MPF market, to promote investor education via BCT's eJourney, as part of the branding campaign.

                                                              2020-3

                                                              "BCT iPortfolio", an asset allocation tool specially designed for MPF investors, was introduced to help investors making informed investment decision.

                                                              2020-2

                                                              BCT launched a new branding campaign themed "Performance Builds Trust" to highlight BCT's strength in bringing good fund performance.

                                                              2019-3

                                                              BCT launched the “Do it Right, Save More" advertising campaign featuring Louis Cheung as a tax-saving ambassador, to promote tax deductible voluntary contributions.

                                                              More Articles ...

                                                              1. 2019-2
                                                              2. 2019-1
                                                              3. 2018-2
                                                              4. 2018-1
                                                              Regular Employee
                                                              Self-employed Person (SEP)
                                                              Casual Employee

                                                              A “regular employee account” is an MPF account of which the primarily mandatory contributions and any voluntary contributions are paid in respect of any current employment of a member of an MPF scheme.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Receive Form
                                                              Receive Form

                                                              You will receive an enrolment form from your employer.
                                                              You may also download the complete BCT (MPF) Pro Choice Information Kits - Regular Employee and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Regular Employee):
                                                              ‧ MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form
                                                              ‧ Product Summary
                                                              Download Form
                                                              ‧ Company Leaflet
                                                              Download Form
                                                              ‧ Member Enrolment Form
                                                                                                                               (Master Trust Scheme – BCT (MPF) Pro Choice) [AP(REE)–MT]
                                                              Download Form
                                                              ‧ Scheme Member's Request for Account Consolidation Form
                                                                 (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]
                                                              Download Form
                                                              ‧ Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form
                                                               
                                                              download all but

                                                              Step 2
                                                              Selection
                                                              Selection

                                                              The investment choice you make should be based on your individual circumstances.

                                                              Step 3
                                                              Complete
                                                              Complete

                                                              Complete the Member Enrolment form.

                                                              Upon completion of your enrolment, you will receive:

                                                               

                                                               

                                                              A self-employed person ("SEP") is a person who earns income from the production of or trade in goods or services in a capacity other than an employee. If you are a sole-proprietor of or partner in a business, you are regarded as an SEP under the MPF System. If you are an SEP at least 18 but under 65 years of age, you have the legal obligation to enroll yourself into an MPF scheme.

                                                              Learn more about the definition of SEPSelf-Employed Person

                                                              For enrolment, please download the complete BCT (MPF) Pro Choice Information Kits – Self-employed Person, and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Self-Employed):
                                                              ‧ MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form
                                                              ‧ Product Summary
                                                              Download Form
                                                              ‧ Company Leaflet
                                                              Download Form
                                                              ‧ Application Form - Self-employed Person
                                                              (Master Trust Scheme - BCT (MPF) Pro Choice) [AP(SEP)–MT]
                                                              Download Form
                                                              ‧ Scheme Member’s Request for Account Consolidation Form
                                                              (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]
                                                              Download Form
                                                              ‧ Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form
                                                               
                                                              download all but

                                                              A “causal employee account” is an MPF account of which the primarily mandatory contributions are paid in respect of any person who works in the construction industry or the catering industry on a day-to-day basis, or for a fixed period of less than 60 days.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Receive Form
                                                              Receive Form

                                                              You will receive an Enrolment Form from your employer, or you may download it here.

                                                              Step 2
                                                              Submission
                                                              Submission

                                                              Submit the completed enrolment form to BCT with a copy of your HKID Card / Passport

                                                              Once BCT receives your Enrolment Form, we will send you the following:

                                                              For enrollment, please download the form here.

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