Contact Us Career@BCT
                                search
                                AAA

                                                              MPF/ORSO
                                                               
                                                               

                                                              After the Launch of DIS

                                                              Members

                                                              Think and act
                                                              • Be alert of notice from BCT
                                                              • What does DIS mean to you?
                                                              • What to do if you receive "DIS Re-investment Notice"
                                                              • Understand the potential impact on investment
                                                              • Access information via channels of BCT
                                                              • Use new version of "Change of Investment Mandate for Future Contributions / Fund Switching for Existing Balance Form"

                                                               

                                                              Employers / HR

                                                              Ready to help
                                                              • Answer enquiries
                                                              • Use new version of "Member Enrolment Form"
                                                              • Give BCT's channels for staff to get support (e.g. hotline, website, etc.)
                                                              • Work with BCT for market update and support

                                                               

                                                              How BCT can help

                                                              Communication is key
                                                              • Send "DIS Re-investment Notice" to relevant members
                                                              • Re-invest in the DIS if no opt-out indication
                                                              • Send confirmation of change to relevant members
                                                              • On-going investor education & member communication

                                                              Before the Launch of DIS

                                                              Members

                                                              Care about your retirement
                                                              Manage your MPF account
                                                              • Review your MPF investment regularly. If you have not provided any investment instruction before, please contact BCT as soon as possible.
                                                              • Update personal details with us if there is any change, to ensure you can receive important DIS information.
                                                              • Read the notice(s) we send to you

                                                               

                                                              Employers / HR

                                                              Be resourceful
                                                              • Understand the DIS & know the timeline
                                                              • Arrange member briefings for staff
                                                              • Remind staff to give specific investment instruction
                                                              • Use updated forms & materials
                                                              • Update your intranet, staff handbook, etc.

                                                               

                                                              How BCT can help

                                                              Provide timely information & assistance
                                                              • Readiness of products, forms, relevant documents
                                                              • Communicate with employers and members in advance
                                                              • Send "DIS Pre-implementation Notice" and "Important Note" to all members
                                                              • Provide employer & member briefings
                                                              • Customer service hotline and website

                                                              How to get prepared

                                                              • There are different roles to play by different stakeholders: members, employers / HR practitioners, service providers and government / regulator.
                                                              • While the government / regulator will be highly involved in the publicity, education, supervision and monitoring throughout the process, the other three parties can do their part to better prepare for the DIS.


                                                              Before launch

                                                              After launch

                                                              Regular Employee
                                                              Self-employed Person (SEP)
                                                              Casual Employee

                                                              A “regular employee account” is an MPF account of which the primarily mandatory contributions and any voluntary contributions are paid in respect of any current employment of a member of an MPF scheme.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Receive Form
                                                              Receive Form

                                                              You will receive an enrolment form from your employer.
                                                              You may also download the complete BCT (MPF) Pro Choice Information Kits - Regular Employee and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Regular Employee):
                                                              ‧ MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form
                                                              ‧ Product Summary
                                                              Download Form
                                                              ‧ Company Leaflet
                                                              Download Form
                                                              ‧ Member Enrolment Form
                                                                                                                               (Master Trust Scheme – BCT (MPF) Pro Choice) [AP(REE)–MT]
                                                              Download Form
                                                              ‧ Scheme Member's Request for Account Consolidation Form
                                                                 (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]
                                                              Download Form
                                                              ‧ Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form
                                                               
                                                              download all but

                                                              Step 2
                                                              Selection
                                                              Selection

                                                              The investment choice you make should be based on your individual circumstances.

                                                              Step 3
                                                              Complete
                                                              Complete

                                                              Complete the Member Enrolment form.

                                                              Upon completion of your enrolment, you will receive:

                                                               

                                                               

                                                              A self-employed person ("SEP") is a person who earns income from the production of or trade in goods or services in a capacity other than an employee. If you are a sole-proprietor of or partner in a business, you are regarded as an SEP under the MPF System. If you are an SEP at least 18 but under 65 years of age, you have the legal obligation to enroll yourself into an MPF scheme.

                                                              Learn more about the definition of SEPSelf-Employed Person

                                                              For enrolment, please download the complete BCT (MPF) Pro Choice Information Kits – Self-employed Person, and read our Offering Documents before enroll.

                                                              BCT (MPF) Pro Choice Information Kit (Self-Employed):
                                                              ‧ MPF Scheme Brochure : BCT (MPF) Pro Choice
                                                              Download Form
                                                              ‧ Product Summary
                                                              Download Form
                                                              ‧ Company Leaflet
                                                              Download Form
                                                              ‧ Application Form - Self-employed Person
                                                              (Master Trust Scheme - BCT (MPF) Pro Choice) [AP(SEP)–MT]
                                                              Download Form
                                                              ‧ Scheme Member’s Request for Account Consolidation Form
                                                              (For Consolidating Multiple Personal Accounts into One Account) [MPF(S)-P(C)]
                                                              Download Form
                                                              ‧ Request for Fund Transfer Form
                                                                (For self-employed person, personal account holder or employee ceasing employment)  
                                                                and Statement of Authentication [RFT(MEM)]
                                                              Download Form
                                                               
                                                              download all but

                                                              A “causal employee account” is an MPF account of which the primarily mandatory contributions are paid in respect of any person who works in the construction industry or the catering industry on a day-to-day basis, or for a fixed period of less than 60 days.

                                                              Just a few steps to join us:

                                                              Step 1
                                                              Receive Form
                                                              Receive Form

                                                              You will receive an Enrolment Form from your employer, or you may download it here.

                                                              Step 2
                                                              Submission
                                                              Submission

                                                              Submit the completed enrolment form to BCT with a copy of your HKID Card / Passport

                                                              Once BCT receives your Enrolment Form, we will send you the following:

                                                              For enrollment, please download the form here.

                                                              BCT eChannel Side Square 254x254 en